Unlock $15K to $25K a month in retirement income.
From your RSUs, home equity, super and investments. A clear plan for tech executives and sales leaders who want to retire early.
Big commissions. Lumpy cash flow. No plan.
Your best quarter should move you closer to retirement, not just a bigger tax bill.
"I make great money but I don't know when I can stop working."
"How do I manage RSUs, ESPPs and commissions without giving half to the tax office?"
"Should I use my home equity to invest and debt recycle?"
"What should I do with my money now to set up the next 10 years?"
"How much income do I actually need to retire comfortably?"
"How can I enjoy today and still leave a legacy for my kids?"
Built for people with complicated pay.
Tech sales leaders and executives
Turn RSUs, commissions and bonuses into passive income. Cut the tax. Get a real date for early retirement.
Build my plan →Professionals in their peak earning years
Max out super, reduce tax and build an income plan that lasts 30 years or more.
Build my plan →Close to retirement
Turn your nest egg into steady income. Lock in tax effective strategies. Simplify everything.
Build my plan →A Sales Director with $1M in lumpy pay.
Early 50s. Major US listed tech company in Sydney. Commission that swung by $300K a year.
Great income. No clear plan for the bonus, the shares or the retirement date.
- Every bonus split to a plan: tax, super, mortgage, portfolio, then lifestyle.
- RSUs sold down on a set rule, not on gut feel.
- Super topped up and balanced with his spouse.
- A legacy plan for the kids, including a testamentary trust.
"He told me he feels more in control and far less anxious about his financial future."
Results depend on your circumstances. Shared with permission, details changed for privacy.
Recommended by people in tech.
Real clients. Real names. Straight from LinkedIn.
"Mike's service covered everything from RSU strategy, loan restructuring, building a new investment portfolio, optimising super and insurance. I'd highly recommend Mike and the Delta team to any time poor tech executives."
"The biggest win for me was walking away with a structured plan that made financial goals feel genuinely achievable. If you're in tech and serious about your financial future, I'd highly recommend reaching out."
"Four years ago, I had no idea how to set myself up for future success and early retirement. I walked away knowing that with their guidance and support, I'm on track to retire in under 5 years."
"Retirement at 58 was my goal and with Mike's advice I was able to achieve this. I was earning good money in the IT sector but had no real idea how to make retirement happen."
"I came to Mike seeking guidance on maximising the value of my tech shares and determining when I could realistically retire. I feel more confident that our retirement plan is on track."
"It was nice to have a frank no cost initial meeting. He keeps in touch regularly without being pushy, and we now feel more confident our retirement plan is on track. Definitely recommend to fellow tech executives!"
Your RSUs get taxed up to 47%. Here's the fix.
The 33% Rule, the CGT discount trap and a vest day plan you can use this quarter.
Your first 100 days.
You pay nothing until you're ready for your Blueprint.
Clarity Call
15 minutes. Where you are, where you want to be, and whether we're a fit. Free.
Financial Road Map Session
We map your income, shares, super, property and goals in one place.
Wealth Potential Strategy
We model the options and show you what's possible, in numbers.
Blueprint Presentation
Your Early Retirement Blueprint. A clear plan with a date and a monthly income.
Implementation
We put it all in place. Super, investments, loans, insurance and paperwork.
Evolution Partnership
Ongoing reviews as your pay, vests and life change. The plan keeps up.
I started investing young. Then I spent a decade on the trading floor.
I was a futures trader and stockbroker before I founded Delta Financial Group in 2011. Today my team and I help tech leaders turn big, lumpy pay into income they can live on.
I'm a husband, a dad of two, and a Formula 1 fan. I take on 4 new clients a month, so every plan gets my full attention.
"It's your assets that will eventually get you out of the rat race."Mike in the AFR
A personal CFO for your whole financial life.
Tailored roadmaps
A plan built around your income, investments, super and lifestyle. Not a template.
Your personal CFO
Strategic thinking and simple decisions, so you can focus on your career.
Equity comp specialists
Years of experience with RSUs, ESPPs and company shares at the big tech names.
Proactive tax planning
We work before the vest and before June 30. That's where the savings are.
Proven results
300+ early retirement plans delivered. 4.9 stars. 83 LinkedIn recommendations.
We actually care
Family owned and family run since 2011. You deal with us, not a call centre.
Find out when you can stop working.
15 minutes. No cost, no obligation. You'll leave knowing your next move.
If your Early Retirement Blueprint doesn't deliver value, you get the full $5,500 fee back. Simple as that.